Automating the Hospital Revenue Cycle: A Review of Artificial Intelligence and Robotic Process Automation Adoption in Claims Management, Denial Prevention, and Patient Billing in United States Hospitals

Olubusola Helen Odeyemi1, Abiola Oluwaseun Idowu2

1 Nashville General Hospital, 1818 Albion Street, Nashville, TN 37208, United States.

2 Doctoral Program in Business Administration, Healthcare Administration, University of the Cumberlands, Williamsburg, Kentucky, United States.

Abstract

The administrative machinery that converts clinical care into hospital revenue in the United States consumes a share of national health expenditure that has no parallel among comparable health systems, and the revenue cycle sits at the center of that burden. This review synthesizes the peer-reviewed and authoritative grey literature on the adoption of artificial intelligence (AI), machine learning (ML), natural language processing (NLP), robotic process automation (RPA), and, most recently, generative AI across the hospital revenue cycle, with particular attention to claims management, denial prevention, and patient billing. A structured narrative review method was applied to the assembled literature, organized along two analytical axes: a four-level automation maturity framework (manual, rules-based, predictive, autonomous) and the sequential stages of the revenue cycle from patient access through payment resolution. The evidence indicates that automation has diffused unevenly: transactional front-end functions such as eligibility verification have approached rules-based saturation, while cognitively demanding mid-cycle functions such as clinical coding and denial appeals are only now crossing into predictive and generative maturity. Reported performance gains are consistent in direction but heterogeneous in magnitude, and few studies employ designs that support causal attribution. The review gives dedicated attention to safety-net and rural hospitals, for which thin operating margins convert modest denial-rate improvements into questions of institutional survival, yet which face the steepest barriers of capital scarcity, legacy system dependence, and workforce constraints. A synthesis of implementation barriers, a research agenda emphasizing calibration, equity, and total-cost-of-ownership evidence, and implications for hospital financial leadership are presented. The review concludes that revenue cycle automation is best understood not as a procurement decision but as an organizational capability whose value is contingent on data infrastructure, governance, and the redesign of financial work.

Keywords: Revenue cycle management, Hospital finance, Artificial intelligence, Robotic process automation, Claims denials, Patient billing, Administrative costs, Safety-net hospitals

References

  1. AB (2021) The state of claim denials: Benchmarks and root causes in hospital revenue cycle. Advisory Board Company.
  2. Abetoh, N.F. and Atakpa, M.I. (2024) ‘Audit analytics in healthcare financial oversight: Leveraging data science to strengthen accountability in multilateral grant ecosystems’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 10(6), pp. 2710-2747.
  3. Addy, W.A., Ajayi-Nifise, A.O., Bello, B.G., et al. (2024) ‘Transforming financial planning with AI-driven analysis: A review and application insights’, World Journal of Advanced Engineering Technology and Sciences, 11(1), pp. 240-257.
  4. Adebayo, A., Anunagba, C.O. and Ozowara, D.E. (2025) ‘A review of zero trust security models and cost effectiveness in healthcare infrastructure’, International Journal of Advanced Multidisciplinary Research and Studies, 5(6), pp. 2269-2283. https://doi.org/10.62225/2583049X.2025.5.6.6051
  5. Adelanwa, A., Basnet, A. and Anene, U.N. (2023) ‘Predictive analytics models for financial risk detection and fraud prevention in public systems’, International Journal of Advanced Multidisciplinary Research and Studies, 3(6).
  6. Adelanwa, A., Basnet, A. and Anene, U.N. (2024) ‘Advanced AI-based decision support systems for healthcare operations and resource planning’, Gyanshauryam, International Scientific Refereed Research Journal, 7(1), pp. 244-276.
  7. Adesuyi, M.O., Akomolafe, O., Olaogun, B.O., et al. (2024) ‘AI-driven risk scoring model for global cross-border trade payment transactions’, International Journal of Advanced Multidisciplinary Research and Studies, 4(1), pp. 1569-1581.
  8. Adesuyi, M.O., Akomolafe, O., Olaogun, B.O., et al. (2025a) ‘AI-enabled fraud detection ecosystem model for securing international payment channels’, International Journal of Advanced Multidisciplinary Research and Studies, 5(6), pp. 866-882.
  9. Adesuyi, M.O., Akomolafe, O., Olaogun, B.O., et al. (2025b) ‘Resilience and continuity model for global payment infrastructure under geopolitical risks’, International Journal of Multidisciplinary Research and Growth Evaluation, 6(4), pp. 1467-1482.
  10. Adesuyi, M.O., Kalu, A. and Walawalkar, G. (2023) ‘Data-led cost governance in technology-intensive enterprises’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 9(3), pp. 877-896.
  11. Adesuyi, M.O., Walawalkar, G. and Kalu, A. (2022) ‘Predictive budgeting models using operational and market signals’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 8(5), pp. 818-837.
  12. Adler-Milstein, J., Holmgren, A.J., Kralovec, P., et al. (2017) ‘Electronic health record adoption in US hospitals: The emergence of a digital advanced use divide’, Journal of the American Medical Informatics Association, 24(6), pp. 1142-1148.
  13. Afrihyia, E., Akinse, S.G. and Ojukwu, P.U. (2024) ‘Comparative governance of AI-driven healthcare management: Executive oversight, regulatory structures, and accountability in the United States and developing countries’, International Journal of Advanced Multidisciplinary Research and Studies, 4(6), pp. 3087-3102. https://doi.org/10.62225/2583049X.2024.4.6.5920
  14. Afrihyia, E., Akinse, S.G. and Ojukwu, P.U. (2025) ‘Organizational readiness for generative AI integration in healthcare operations: Comparative management capabilities between the U.S. and low- and middle-income countries’, Iconic Research and Engineering Journals, 8(10), pp. 1673-1697. https://doi.org/10.64388/IREV8I10-1714670
  15. Afrihyia, E., Ojukwu, P.U. and Akinse, S.G. (2024) ‘Privacy-preserving health data governance models: A comparative review of blockchain and cryptographic strategies in U.S. and developing healthcare systems’, International Journal of Advanced Multidisciplinary Research and Studies, 4(6), pp. 3071-3086. https://doi.org/10.62225/2583049X.2024.4.6.5919
  16. AHA (2023) The buzz around artificial intelligence: How AI is transforming hospital administrative operations. American Hospital Association (AHA) Market Insights.
  17. Akeju, B., Edivri, J., Ogbole, J.I., et al. (2018) ‘Conceptual model for insider threat classification and risk modeling in complex digital systems’, Iconic Research and Engineering Journals, 1(9), pp. 476-492.
  18. Akomolafe, O., Olaogun, B.O., Adesuyi, M.O., et al. (2022) ‘Smart contract automation model for supplier payment systems and performance benchmarking’, International Journal of Multidisciplinary Research and Growth Evaluation, 3(6), pp. 827-836.
  19. Akomolafe, O., Olaogun, B.O., Adesuyi, M.O., et al. (2023) ‘Predictive AI model for remittance liquidity optimization in international payment systems’, International Journal of Multidisciplinary Research and Growth Evaluation, 4(6), pp. 1301-1311.
  20. Akomolafe, O., Olaogun, B.O., Adesuyi, M.O., et al. (2024) ‘Scalable blockchain payment gateway architecture model for enterprise-grade adoption’, International Journal of Advanced Multidisciplinary Research and Studies, 4(1), pp. 1552-1568.
  21. Aliliele, C., Mbonu, I.S. and Iwuanyanwu, U. (2023a) ‘A conceptual framework for continuous cloud misconfiguration monitoring and enterprise risk mitigation strategies’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 9(10), pp. 373-394.
  22. Aliliele, C., Mbonu, I.S. and Iwuanyanwu, U. (2023b) ‘A review of API governance and risk prioritization frameworks in modern financial institutions’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 9(10), pp. 395-433.
  23. Aliliele, C., Mbonu, I.S. and Iwuanyanwu, U. (2024a) ‘Advances in HIPAA compliant data architecture and secure analytics frameworks for community healthcare organizations’, Shodhshauryam, International Scientific Refereed Research Journal, 7(2), pp. 277-324.
  24. Aliliele, C., Mbonu, I.S. and Iwuanyanwu, U. (2024b) ‘A conceptual framework for enterprise data sensitivity classification and regulatory traceability mechanisms’, International Journal of Advanced Multidisciplinary Research and Studies, 4(6), pp. 3103-3124.
  25. Aliliele, C., Mbonu, I.S., Uzoka, E., et al. (2025a) ‘A review of AI assisted continuous auditing systems in technology risk and cybersecurity oversight’, Gyanshauryam, International Scientific Refereed Research Journal, 8(4), pp. 210-250.
  26. Aliliele, C., Mbonu, I.S., Uzoka, E., et al. (2025b) ‘Advances in data lakehouse governance architectures for enterprise data loss prevention and compliance assurance’, Shodhshauryam, International Scientific Refereed Research Journal, 8(4), pp. 171-213.
  27. AMA (2023) Prior authorization physician survey. American Medical Association.
  28. Aminu-Ibrahim, A.Y. and Ogbete, J.C. (2023) ‘Healthcare infrastructure as a public health intervention using evidence from large laboratory networks’, Shodhshauryam, International Scientific Refereed Research Journal, 6(1), pp. 256-286.
  29. Aminu-Ibrahim, A.Y. and Ogbete, J.C. (2024) ‘Translating healthcare infrastructure investment into measurable population health and diagnostic outcomes’, International Journal of Scientific Research in Humanities and Social Sciences, 1(2), pp. 955-985.
  30. Aminu-Ibrahim, A.Y., Ogbete, J.C. and Ambali, K.B. (2019) ‘Capital project delivery models for high risk healthcare infrastructure in developing national health systems’, Iconic Research and Engineering Journals, 2(10), pp. 626-649.
  31. Aminu-Ibrahim, A.Y., Ogbete, J.C. and Ambali, K.B. (2020) ‘Infrastructure driven expansion of diagnostic access across underserved and rural healthcare regions’, International Journal of Multidisciplinary Research and Growth Evaluation, 1(5), pp. 691-706.
  32. Aminu-Ibrahim, A.Y., Ogbete, J.C. and Ambali, K.B. (2024) ‘Governance and accountability models for public private partnerships in healthcare infrastructure development’, International Journal of Advanced Multidisciplinary Research and Studies, 4(6), pp. 2943-2960.
  33. Aminu-Ibrahim, A.Y., Ogbete, J.C. and Iwuanyanwu, O.C. (2025a) ‘Cost control and financial accountability frameworks for national healthcare construction programs’, International Journal of Advanced Multidisciplinary Research and Studies, 5(6), pp. 1970-1990.
  34. Aminu-Ibrahim, A.Y., Ogbete, J.C. and Iwuanyanwu, O.C. (2025b) ‘Sustainable healthcare infrastructure performance metrics for long-term asset management and value creation’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 11(4), pp. 566-601.
  35. Atakpa, M.I. (2021) ‘A review of predictive analytics models for anti-money laundering detection in commercial banking systems’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 7(2), pp. 778-804.
  36. Atakpa, M.I. and Abetoh, N.F. (2022) ‘A systematic review of machine learning advances in financial fraud detection for banking systems’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 8(2), pp. 771-801.
  37. Atakpa, M.I. and Abolaji, T.O. (2022) ‘A privacy-preserving data architecture model for regulated industry analytics under GDPR and HIPAA compliance’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 8(3), pp. 781-808.
  38. Atakpa, M.I. and Fobellah, A.N. (2023) ‘Anomaly detection in financial time-series data: A conceptual model for healthcare and banking applications’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 9(2), pp. 967-997.
  39. Atakpa, M.I., Abetoh, N.F. and Akeju, B. (2024) ‘Advances in artificial intelligence for healthcare payment fraud detection: A review of NHS applications’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 10(4), pp. 1161-1194.
  40. Badmus, O., Dosunmu, A.A. and Ozowara, D.E. (2019) ‘A governance framework for Salesforce platform management in regulated healthcare environments’, Iconic Research and Engineering Journals, 3(6).
  41. Bai, G. and Anderson, G.F. (2015) ‘Extreme markup: The fifty US hospitals with the highest charge-to-cost ratios’, Health Affairs, 34(6), pp. 922-928.
  42. Baños-Caballero, S., García-Teruel, P.J. and Martínez-Solano, P. (2014) ‘Working capital management, corporate performance, and financial constraints’, Journal of Business Research, 67(3), pp. 332-338.
  43. Bazzoli, G.J., Kang, R., Hasnain-Wynia, R., et al. (2005) ‘An update on safety-net hospitals: Coping with the late 1990s and early 2000s’, Health Affairs, 24(4), pp. 1047-1056.
  44. Bola-Sadipe, D., Eboh, E.E. and Odihi, F. (2022) ‘Advances in data-driven tax compliance and financial reporting systems in banking institutions’, Shodhshauryam, International Scientific Refereed Research Journal, 5(1), pp. 366-403. https://doi.org/10.32628/SHISRRJ247137
  45. Borah, S., Aliliele, K.C., Rakshit, S., et al. (2022) ‘Applications of artificial intelligence in software testing’. In: Cognitive informatics and soft computing (Lecture Notes in Networks and Systems, Vol. 375); Mallick, P.K., et al. Singapore: Springer, pp. 727-736.
  46. Campbell, S. and Giadresco, K. (2020) ‘Computer-assisted clinical coding: A narrative review of the literature on its benefits, limitations, implementation and impact on clinical coding professionals’, Health Information Management Journal, 49(1), pp. 5-18.
  47. CAQH (2023) CAQH Index report: Measuring progress in the adoption of electronic administrative transactions. Council for Affordable Quality Healthcare.
  48. Chatterjee, P., Sommers, B.D. and Joynt Maddox, K.E. (2021) ‘Essential but undefined: Reimagining how policymakers identify safety-net hospitals’, New England Journal of Medicine, 384(27), pp. 2593-2595.
  49. CMMS (2020) Hospital price transparency final rule (CMS-1717-F2). Federal Register, Centers for Medicare and Medicaid Services.
  50. CMMS (2024) Interoperability and prior authorization final rule (CMS-0057-F). Federal Register, Centers for Medicare and Medicaid Services.
  51. Cutler, D.M. (2020) Reducing administrative costs in US health care. The Hamilton Project, Brookings Institution.
  52. Davenport, T.H. and Kirby, J. (2016) Only humans need apply: Winners and losers in the age of smart machines. New York: Harper Business.
  53. Dougherty, M., Seabold, S. and White, S.E. (2013) ‘Study reveals hard facts on CAC’, Journal of AHIMA, 84(7), pp. 54-56.
  54. Eboh, E.E. and Aliliele, C. (2024) ‘AI-driven data analytics framework for risk assessment and detection of venture capital and private equity investment fraud in U.S. capital markets’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 10(6), pp. 2624-2665.
  55. Eboh, E.E. and Aliliele, C. (2025) ‘Predictive analytics systems for investment risk monitoring in SME FinTech companies and cross-border capital markets’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 11(2), pp. 3969-4010.
  56. Eboh, E.E., Aliliele, C. and Odihi, F. (2025) ‘Advances in financial governance and accountability systems in small and medium enterprises’, International Journal of Advanced Multidisciplinary Research and Studies, 5(6), pp. 2223-2245.
  57. Essandoh, S., Sakyi, J.K., Ibrahim, A.K., et al. (2025) ‘Artificial intelligence and the future of work: Impacts on employment and job roles’, International Journal of Multidisciplinary Futuristic Development, 6(1), pp. 31-41.
  58. Eyetsemitan, R.A., Ambali, K.B., Oyeleye, A.O., et al. (2023a) ‘Change management in small business digital transformation: A systematic review and lean change adoption framework’, Gyanshauryam, International Scientific Refereed Research Journal, 6(6), pp. 521-550.
  59. Eyetsemitan, R.A., Ambali, K.B., Oyeleye, A.O., et al. (2023b) ‘User acceptance testing in small business technology deployment: A structured validation framework for lean operational environments’, International Journal of Multidisciplinary Research and Growth Evaluation, 4(6), pp. 1512-1531.
  60. Eyetsemitan, R.A., Oyeleye, A.O., Ambali, K.B., et al. (2022) ‘Standard operating procedures as strategic assets in small business operations: A systematic review and implementation framework’, Gyanshauryam, International Scientific Refereed Research Journal, 5(2), pp. 438-465.
  61. Eyetsemitan, R.A., Oyeleye, A.O., Ambali, K.B., et al. (2024a) ‘CRM and workflow automation in small healthcare practices: A process efficiency framework for scalable patient engagement’, International Journal of Multidisciplinary Research and Growth Evaluation, 5(6), pp. 1931-1949.
  62. Eyetsemitan, R.A., Oyeleye, A.O., Ambali, K.B., et al. (2024b) ‘Data-driven process optimization in micro-enterprises: A conceptual framework for funnel analysis and bottleneck identification’, International Journal of Multidisciplinary Research and Growth Evaluation, 5(6), pp. 1950-1968.
  63. Fadayomi, O., Abolaji, T.O., Edivri, J., et al. (2019) ‘Risk-based cybersecurity assurance and data availability: Limitations, advances and future research opportunities’, Iconic Research and Engineering Journals, 2(12), pp. 602-617.
  64. Fapohunda, M., Omaghomi, T.T. and Akinlolu, V.S. (2025) ‘A proposed model for improving patient flow efficiency through interdepartmental coordination and digital tracking systems’, World Journal of Innovation and Modern Technology, 9(12), pp. 129-149.
  65. Filani, O.M., Nnabueze, S.B., Ike, P.N., et al. (2022) ‘Real-time risk assessment dashboards using machine learning in hospital supply chain management systems’, International Journal of Multidisciplinary Evolutionary Research, 3(1), pp. 65-76.
  66. GAO (2020) Rural hospital closures: Affected residents had reduced access to health care services (GAO-21-93). US Government Accountability Office.
  67. Gapenski, L.C. and Reiter, K.L. (2016) Healthcare finance: An introduction to accounting and financial management. 6th ed. Chicago: Health Administration Press.
  68. Gondi, S., Kishore, S. and McWilliams, J.M. (2024) ‘Artificial intelligence in utilization management: Promise and peril for payers, providers, and patients’, Health Affairs Forefront.
  69. Gujral, K. and Basu, A. (2019) Impact of rural and urban hospital closures on inpatient mortality (NBER Working Paper No. 26182). National Bureau of Economic Research.
  70. HFMA (2024) Revenue cycle automation and artificial intelligence: Adoption survey and guidance. Healthcare Financial Management Association.
  71. Himmelstein, D.U., Jun, M., Busse, R., et al. (2014) ‘A comparison of hospital administrative costs in eight nations: US costs exceed all others by far’, Health Affairs, 33(9), pp. 1586-1594.
  72. Holmes, G.M., Pink, G.H. and Friedman, S.A. (2013) ‘The financial performance of rural hospitals and implications for elimination of the Critical Access Hospital program’, Journal of Rural Health, 29(2), pp. 140-149.
  73. Holmes, G.M., Slifkin, R.T., Randolph, R.K., et al. (2006) ‘The effect of rural hospital closures on community economic health’, Health Services Research, 41(2), pp. 467-485.
  74. Holmgren, A.J., Esdar, M., Hüsers, J., et al. (2022) ‘Health information exchange: Understanding the policy landscape and future of data interoperability’, Yearbook of Medical Informatics, 31(1), pp. 184-194.
  75. Hsieh, H.M. and Bazzoli, G.J. (2012) ‘Medicaid disproportionate share hospital payment: How does it impact hospitals’ provision of uncompensated care?’, Inquiry, 49(3), pp. 254-267.
  76. Ilodigwe, L. and Adesemoye, A.C. (2019a) ‘A critical review of health insurance financing mechanisms and provider payment reform strategies for balancing coverage expansion and financial protection in emerging markets’, International Journal of Health and Pharmaceutical Research, 5(2), pp. 31-55. https://doi.org/10.56201/ijhpr.vol.5.no2.2019.pg31.55
  77. Ilodigwe, L. and Adesemoye, A.C. (2025b) ‘Executing healthcare transformation at scale: A strategic change model derived from large programs across payers, providers, and integrated health systems’, International Journal of Health and Pharmaceutical Research, 10(12), pp. 253-272. https://doi.org/10.56201/ijhpr.vol.10.no12.2025.pg253.272
  78. Kaufman, B.G., Thomas, S.R., Randolph, R.K., et al. (2016) ‘The rising rate of rural hospital closures’, Journal of Rural Health, 32(1), pp. 35-43.
  79. KFF (2023) Claims denials and appeals in ACA marketplace plans. Kaiser Family Foundation (KFF) Issue Brief.
  80. Kraus, S., Schiavone, F., Pluzhnikova, A., et al. (2021) ‘Digital transformation in healthcare: Analyzing the current state of research’, Journal of Business Research, 123, pp. 557-567.
  81. Lacity, M.C. and Willcocks, L.P. (2016) ‘Robotic process automation at Telefonica O2’, MIS Quarterly Executive, 15(1), pp. 21-35.
  82. Ladapo, O.O., Jooda, D., Dosunmu, A.A., et al. (2024) ‘Keeping humans in the loop: Human-centered automated annotation with generative AI’, International Journal of Multidisciplinary Futuristic Development, 5(1), pp. 81-95.
  83. LaPointe, J. (2020) Exploring the fundamentals of hospital revenue cycle managementRevCycleIntelligence, Xtelligent Healthcare Media.
  84. Lawal, O.A. and Oduleye, T.E. (2021a) ‘A conceptual decision model for capital allocation using financial analytics’, Gyanshauryam, International Scientific Refereed Research Journal, 4(2), pp. 269-295.
  85. Lawal, O.A. and Oduleye, T.E. (2021b) ‘Aligning financial planning analytics with corporate strategy: A conceptual integration model’, Shodhshauryam, International Scientific Refereed Research Journal, 4(3), pp. 319-346.
  86. Lawal, O.A. and Oduleye, T.E. (2023b) ‘Behavioral financial analytics: A conceptual model for explaining enterprise performance’, International Journal of Advanced Multidisciplinary Research and Studies, 3(6), pp. 2590-2604.
  87. Lindrooth, R.C., Perraillon, M.C., Hardy, R.Y., et al. (2018) ‘Understanding the relationship between Medicaid expansions and hospital closures’, Health Affairs, 37(1), pp. 111-120.
  88. Mayo, W., Ogbole, J.I., Okoruwa, P.O., et al. (2021) ‘Designing an AI-predictive maintenance model for e-commerce systems using machine learning and cloud analytics’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 7(5), pp. 416-440.
  89. Mbonu, I.S., Aliliele, C., Iwuanyanwu, U., et al. (2020a) ‘A review of identity and access management integration strategies in hybrid and multi cloud environments’, International Journal of Multidisciplinary Research and Growth Evaluation, 1(5), pp. 795-810.
  90. Mbonu, I.S., Aliliele, C., Iwuanyanwu, U., et al. (2021b) ‘Advances in artificial intelligence techniques for secure software testing and automated regression control mechanisms’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 7(5), pp. 468-496.
  91. Mbonu, I.S., Aliliele, C., Iwuanyanwu, U., et al. (2022a) ‘A conceptual framework for AI enabled IT general controls and SOX audit automation processes’, Gyanshauryam, International Scientific Refereed Research Journal, 5(5), pp. 384-414.
  92. Mbonu, I.S., Iwuanyanwu, U., Aliliele, C., et al. (2020b) ‘Advances in infrastructure as code governance for secure Terraform based enterprise cloud deployments’, International Journal of Multidisciplinary Research and Growth Evaluation, 1(5), pp. 811-828.
  93. Mbonu, I.S., Iwuanyanwu, U., Aliliele, C., et al. (2021a) ‘A review of VoIP forensic analytics models for financial fraud detection and regulatory compliance monitoring’, International Journal of Multidisciplinary Research and Growth Evaluation, 2(6), pp. 711-730.
  94. Mbonu, I.S., Iwuanyanwu, U., Aliliele, C., et al. (2022b) ‘A review of data protection impact assessment models in multi cloud financial infrastructure systems’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 8(1), pp. 589-623.
  95. Mbonu, I.S., Iwuanyanwu, U., Aliliele, C., et al. (2022c) ‘Advances in cloud identity and access governance optimization in large scale AWS enterprise environments’, Shodhshauryam, International Scientific Refereed Research Journal, 5(3), pp. 403-438.
  96. Mbonu, I.S., Iwuanyanwu, U., Uzoka, E., et al. (2019) ‘Advances in enterprise log analytics and automated incident response architectures using Python and SIEM platforms’, Iconic Research and Engineering Journals, 3(2), pp. 1000-1019.
  97. Medon, J.J. and Oduleye, T.E. (2024) ‘An integrated predictive analytics model for enhancing strategic financial forecasting and decision accuracy’, Gyanshauryam, International Scientific Refereed Research Journal, 7(3), pp. 258-279.
  98. MGMA (2022) Annual regulatory burden report. Medical Group Management Association.
  99. Nnabueze, S.B., Sakyi, J.K., Filani, O.M., et al. (2023) ‘Transforming utility and service operations through automation, data-driven analytics, and customer-centric innovation’, International Journal of Multidisciplinary Evolutionary Research, 4(2), pp. 40-57.
  100. Nnabueze, S.B., Sakyi, J.K., Filani, O.M., et al. (2024) ‘Revenue optimization in energy distribution through integrated financial planning and advanced data-driven frameworks’, International Journal of Advanced Multidisciplinary Research and Studies, 4(4), pp. 1427-1445.
  101. Obermeyer, Z., Powers, B., Vogeli, C., et al. (2019) ‘Dissecting racial bias in an algorithm used to manage the health of populations’, Science, 366(6464), pp. 447-453.
  102. Odihi, F., Bola-Sadipe, D. and Eboh, E.E. (2026) ‘Review of emerging financial governance and sustainability models in community health non-profits’, Journal of Public Administration and Social Welfare Research, 11(3), pp. 106-152.
  103. Oduleye, T.E. and Medon, J.J. (2023a) ‘A predictive model for optimizing cash flow and working capital management in corporations’, Gyanshauryam, International Scientific Refereed Research Journal, 6(5), pp. 739-754.
  104. Ogbete, J.C., Aminu-Ibrahim, A.Y. and Ambali, K.B. (2023) ‘Lifecycle performance evaluation of purpose built diagnostic laboratories supporting long term healthcare delivery’, International Journal of Advanced Multidisciplinary Research and Studies, 3(6), pp. 2605-2621.
  105. Ogbole, J.I., Okoruwa, P.O., Babatope, O.M., et al. (2021a) ‘Developing an integrated data visualization model for continuous business performance monitoring and optimization’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 7(5), pp. 441-467.
  106. Ogbole, J.I., Okoruwa, P.O., Fadayomi, O., et al. (2021b) ‘Conceptual model for identity-centric zero trust architecture in enterprise security governance’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 7(5), pp. 393-415.
  107. Ogundairo, K.M. and Ayivi-Donkor, S.S. (2023a) ‘Machine learning approaches to customer acquisition and retention: A framework for predictive lifecycle management’, IIARD International Journal of Economics and Business Management, 9(10), pp. 210-246.
  108. Ogundairo, K.M. and Ayivi-Donkor, S.S. (2023b) ‘Telemetry-driven value realization: Infusing economic evaluation algorithms directly into enterprise data pipelines’, International Journal of Economics and Financial Management, 8(8), pp. 195-232.
  109. Ogundairo, K.M. and Ayivi-Donkor, S.S. (2024a) ‘Bridging the adoption gap: Why supply chain AI fails without product marketing principles’, International Journal of Marketing and Communication Studies, 8(5), pp. 169-205.
  110. Ogundairo, K.M. and Ayivi-Donkor, S.S. (2024b) ‘The vanishing interface: Why the coming era of autonomous agents demands a paradigm shift in product marketing architecture’, IIARD International Journal of Economics and Business Management, 10(11), pp. 350-385.
  111. OIG (2021) Trend toward more expensive inpatient hospital stays in Medicare emerged before COVID-19 and warrants further scrutiny (OEI-02-18-00380). Office of Inspector General, US Department of Health and Human Services.
  112. Okonkwo, C.S., Agbabiaka, J., Mayo, W., et al. (2024) ‘Review of digital supply chain models for cost control and operational continuity’, International Journal of Advanced Multidisciplinary Research and Studies, 4(6), pp. 2836-2846.
  113. Okoruwa, P.O., Fadayomi, O., Akeju, B., et al. (2020) ‘Conceptual model for privacy-centric security engineering in digital and cloud computing systems’, International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 6(5), pp. 371-389.
  114. Oluwo, K., Bola-Sadipe, D. and Aliliele, C. (2025) ‘Conceptual framework for data analytics driven financial decision making in banking sector organizations’, Shodhshauryam, International Scientific Refereed Research Journal, 8(5), pp. 259-302.
  115. Oluwo, K., Dada, T. and Isiekwu, C.P. (2024) ‘Transforming insurance underwriting with machine learning: A review and application cases’, International Journal of Advanced Multidisciplinary Research and Studies, 4(6), pp. 3008-3019.
  116. Omaghomi, T.T., Akinlolu, V.S. and Fapohunda, M. (2023) ‘A governance-driven framework for improving workforce planning and nurse-patient ratio optimization in public hospitals’, Multidisciplinary Journal of Educational Research, 4(6), pp. 1357-1368.
  117. Omaghomi, T.T., Fapohunda, M. and Akinlolu, V.S. (2022) ‘Multidimensional framework for strengthening infection prevention and control (IPC) compliance in tertiary hospitals’, Multidisciplinary Global Environment Journal, 3(6), pp. 888-896.
  118. Oyeleye, A.O., Eyetsemitan, R.A., Ambali, K.B., et al. (2022) ‘Reducing client onboarding cycle time in small professional services firms: A Lean Six Sigma process redesign framework’, Gyanshauryam, International Scientific Refereed Research Journal, 5(2), pp. 467-498.
  119. Ozowara, D.E., Adebayo, A. and Anunagba, C.O. (2022) ‘A systematic review of cybersecurity investments and their impact on healthcare financial performance’, Shodhshauryam, International Scientific Refereed Research Journal, 5(1), pp. 404-427.
  120. Ozowara, D.E., Anunagba, C.O. and Adepoju, P.A. (2025) ‘A review of ransomware economics and financial resilience strategies in hospital networks’, International Journal of Advanced Multidisciplinary Research and Studies, 5(6), pp. 2284-2298. https://doi.org/10.62225/2583049X.2025.5.6.6052
  121. Papanicolas, I., Woskie, L.R. and Jha, A.K. (2018) ‘Health care spending in the United States and other high-income countries’, JAMA, 319(10), pp. 1024-1039.
  122. Parasuraman, R., Sheridan, T.B. and Wickens, C.D. (2000) ‘A model for types and levels of human interaction with automation’, IEEE Transactions on Systems, Man, and Cybernetics, Part A, 30(3), pp. 286-297.
  123. Paré, G., Trudel, M.C., Jaana, M., et al. (2015) ‘Synthesizing information systems knowledge: A typology of literature reviews’, Information and Management, 52(2), pp. 183-199.
  124. Popescu, I., Fingar, K.R., Cutler, E., et al. (2019) ‘Comparison of 3 safety-net hospital definitions and association with hospital characteristics’, JAMA Network Open, 2(8), e198577.
  125. Rajkomar, A., Dean, J. and Kohane, I. (2018) ‘Machine learning in medicine’, New England Journal of Medicine, 380(14), pp. 1347-1358.
  126. Rau, J. (2019) ‘Patients eligible for charity care instead get big bills’, Kaiser Health News.
  127. Sahni, N.R., Mishra, P., Carrus, B., et al. (2021) Administrative simplification: How to save a quarter-trillion dollars in US healthcare. McKinsey and Company Center for US Health System Reform.
  128. Sakyi, J.K., Filani, O.M., Nnabueze, S.B., et al. (2022b) ‘Developing KPI frameworks to enhance accountability and performance across large-scale commercial organizations’, Journal of Frontiers in Multidisciplinary Research, 3(2), pp. 81-93.
  129. Sakyi, J.K., Nnabueze, S.B., Filani, O.M., et al. (2022a) ‘Customer service analytics as a strategic driver of revenue growth and sustainable business competitiveness’, Journal of Frontiers in Multidisciplinary Research, 3(2), pp. 109-123.
  130. Sakyi, J.K., Nnabueze, S.B., Filani, O.M., et al. (2023) ‘Revenue assurance strategies leveraging artificial intelligence and big data in service-intensive organizations’, International Journal of Multidisciplinary Evolutionary Research, 4(2), pp. 58-75.
  131. Sakyi, J.K., Nnabueze, S.B., Filani, O.M., et al. (2024) ‘Digital transformation in service delivery leveraging automation and risk reduction for long-term commercial efficiency’, International Journal of Advanced Multidisciplinary Research and Studies, 4(4), pp. 1446-1464.
  132. Sanni, J.O., Iwuanyanwu, U.A. and Essien, M.A. (2026) ‘Designing explainable AI based marketing automation architectures for healthcare and financial applications’, World Scientific News, 213, pp. 119-148. https://doi.org/10.65770/MJFK8593
  133. Shwartz-Ziv, R. and Armon, A. (2022) ‘Tabular data: Deep learning is not all you need’, Information Fusion, 81, pp. 84-90.
  134. Singhal, K., Azizi, S., Tu, T., et al. (2023) ‘Large language models encode clinical knowledge’, Nature, 620(7972), pp. 172-180.
  135. Sloan, F.A., Valvona, J., Hassan, M., et al. (1988) ‘Cost of capital to the hospital sector’, Journal of Health Economics, 7(1), pp. 25-45.
  136. Snyder, H. (2019) ‘Literature review as a research methodology: An overview and guidelines’, Journal of Business Research, 104, pp. 333-339.
  137. Teece, D.J., Pisano, G. and Shuen, A. (1997) ‘Dynamic capabilities and strategic management’, Strategic Management Journal, 18(7), pp. 509-533.
  138. Tonoyan, A., Dada, O. and Ayivi-Donkor, S.S. (2021a) ‘Advances in demand forecasting: Machine learning algorithms for revenue projection and financial planning accuracy’, Gyanshauryam, International Scientific Refereed Research Journal, 4(1), pp. 282-317.
  139. Tonoyan, A., Dada, O. and Ayivi-Donkor, S.S. (2021b) ‘Predictive cash flow modeling in retail: A review of advanced forecasting and working capital optimization’, Shodhshauryam, International Scientific Refereed Research Journal, 4(3), pp. 366-397.
  140. Tonoyan, A., Dada, O. and Ayivi-Donkor, S.S. (2022) ‘Algorithmic process optimization and cost reduction: A review of simulation modeling and financial impact assessment’, Journal of Accounting and Financial Management, 8(8), pp. 139-169.
  141. Tonoyan, A., Dada, O. and Ayivi-Donkor, S.S. (2024) ‘Advances in supply chain resilience: Predictive models for vendor risk assessment and procurement cost optimization’, International Journal of Social Sciences and Management Research, 10(11), pp. 525-551.
  142. Topol, E.J. (2019) ‘High-performance medicine: The convergence of human and artificial intelligence’, Nature Medicine, 25(1), pp. 44-56.
  143. Tseng, P., Kaplan, R.S., Richman, B.D., et al. (2018) ‘Administrative costs associated with physician billing and insurance-related activities at an academic health care system’, JAMA, 319(7), pp. 691-697.
  144. Van Calster, B., McLernon, D.J., van Smeden, M., et al. (2019) ‘Calibration: The Achilles heel of predictive analytics’, BMC Medicine, 17(1), 230.
  145. van der Aalst, W.M.P., Bichler, M. and Heinzl, A. (2018) ‘Robotic process automation’, Business and Information Systems Engineering, 60(4), pp. 269-272.
  146. Walawalkar, G., Adesuyi, M.O., Kalu, A., et al. (2025) ‘Executive financial dashboards for real-time strategic oversight’, International Journal of Advanced Multidisciplinary Research and Studies, 5(6), pp. 2042-2054.
  147. Walawalkar, G., Oduleye, T.E., Adesuyi, M.O., et al. (2026) ‘Next-generation financial analytics frameworks for AI-enabled enterprises’, International Journal of Advanced Multidisciplinary Research and Studies, 6(1), pp. 1779-1791.
  148. Whittemore, R. and Knafl, K. (2005) ‘The integrative review: Updated methodology’, Journal of Advanced Nursing, 52(5), pp. 546-553.
  149. Wickizer, T.M. and Lessler, D. (2002) ‘Utilization management: Issues, effects, and future prospects’, Annual Review of Public Health, 23, pp. 233-254.
  150. Wu, S., Roberts, K., Datta, S., et al. (2020) ‘Deep learning in clinical natural language processing: A methodical review’, Journal of the American Medical Informatics Association, 27(3), pp. 457-470.

Rajshahi Medical College and University of Rajshahi, BANGLADESH.



Royal Melbourne Institute of Technology (RMIT), Melbourne, AUSTRALIA.




Agri. Services, Islamabad Model College for Girls, and Riphah International University, PAKISTAN.




Kampala International University, UGANDA; Rivers State University, NIGERIA.


Discover more from International Journal of Technology, Health and Sustainability

Subscribe now to keep reading and get access to the full archive.

Continue reading